About

About Freelance Treasury

An independent publication covering money for US freelancers and one-person businesses.

The background

Money admin should not require a second career.

Freelance Treasury exists because most financial advice is written for either salaried employees or companies with finance departments. Freelancers and one-person businesses sit in the gap between the two — responsible for a company's paperwork with an individual's spare time.

Every guide starts with the practical question a freelancer is trying to answer, checks the relevant figures against primary sources, and ends with a specific recommendation or next step. The point is not to make money feel exciting. The point is to make it manageable.

Guides are reviewed on a regular cycle, and each page shows the date it was last updated. When rules change — tax thresholds, account fees, contribution limits — the guides change with them.

Freelance Treasury covers US freelancers, solopreneurs, and single-member LLC owners. It does not provide individualized financial, legal, or tax advice. When a decision depends on your full return, state rules, or legal exposure, the guide will say so plainly.

Reader-supported

How we make money

Some links on Freelance Treasury are affiliate links. If you open an account or buy software through one of them, the site may earn a commission. You pay the same price.

Partners cannot buy a ranking, remove a criticism, preview a verdict, or pay to become the top pick. We recommend products with no affiliate program when they are the better answer, and we leave paying products out when they are not.

Read the full affiliate disclosure →

Editorial standards

The rules behind every guide

Credibility is not a badge. It is a repeatable process readers can inspect.

  1. 01

    Figures start with primary sources

    Rates, limits, fees, and tax rules are checked against IRS publications, state agencies, bank disclosures, and provider pricing pages before secondary commentary.

  2. 02

    Money pages are refreshed quarterly

    Affiliate comparisons receive a full pricing and terms review at least every 3 months. Material changes are updated sooner.

  3. 03

    Every recommendation names real drawbacks

    A product is not useful to everyone. Each review states who should use it, who should skip it, and the cost or constraint that matters most.

  4. 04

    Corrections stay visible

    Substantive corrections are noted in the article with the correction date and a plain explanation of what changed.

Contact

hello@freelancetreasury.com

Corrections, source questions, and partnership notes.
Replies usually arrive within 2 business days.