Guide library
Money guides for freelancers
Straight answers on banking, bookkeeping, taxes, LLCs, invoicing, retirement, and business credit. Every guide is written for a one-person business, where the finance department is also the person doing the work.
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The guide most likely to save you from an expensive guess this month.
Self-Employment Tax Explained: What the 15.3% Actually Pays For
Reviewed by REVIEWER-PLACEHOLDER, CPA · Last verified LAST-VERIFIED-PLACEHOLDER · Reading time: 9 minutes What’s on this page What is self-employment tax? Why freelancers pay 15.3% self-employment tax How…
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Self-Employment Tax Explained: What the 15.3% Actually Pays For
Reviewed by REVIEWER-PLACEHOLDER, CPA · Last verified LAST-VERIFIED-PLACEHOLDER · Reading time: 9 minutes What’s on this page What is self-employment tax? Why freelancers pay 15.3% self-employment tax How…
BankingBest Business Bank Accounts for LLCs
Business Banking Last updated: July 2026. Reviewed quarterly for fee, APY, and eligibility changes. Quick answer The best bank account for LLC owners in 2026 is Bluevine Business…
Growth & S-CorpExit Ramps: Winding Down a Freelance Business Cleanly
Last updated: July 2026 · Dissolution steps, IRS record-keeping periods, and insurance terms are reviewed yearly. Rules vary by state, so confirm the current requirements with your Secretary…
FeaturedBest Expense-Tracking Apps for the Self-Employed
Last updated: July 2026 · Prices and features verified quarterly. Always confirm current plans on the provider’s site before you subscribe. The short version QuickBooks Solopreneur is the…
FeaturedBest Business Insurance for Freelancers ·
Last updated: July 2026 · Prices and providers verified quarterly. Insurance premiums vary by profession, state, and coverage limits, so always confirm your own quote before you buy.…
InvoicingBest Invoicing Software for Freelancers
Last updated: July 2026 · Prices, fees, and features verified quarterly. Always confirm current plans on the provider’s site before you subscribe. The short version FreshBooks is our…
FeaturedUber and Lyft Driver Taxes Explained
Last updated: July 2026 · Figures use 2026 IRS rules: the split business mileage rate of 72.5¢ (Jan–Jun) and 76¢ (Jul–Dec), and the restored $20,000 / 200-transaction 1099-K…
FeaturedBest Small Business Loans for Startups
Last updated: July 2026 · Rates, credit minimums, and lender terms are verified quarterly. Startup lending changes fast, so confirm the current numbers on each lender’s site before…
Business CreditBest Business Credit Cards for New Businesses With No Revenue
Last updated: July 2026 · Card terms verified quarterly. Always confirm the current offer, fees, and APR on the issuer’s site before you apply. The short version Yes,…
LLC and FormationBest LLC Formation Services Compared
Last updated: July 2026 · Prices and features verified quarterly. Formation services change plans and add-on pricing often, so confirm the current numbers on each provider’s site before…
FeaturedExpensify Review
Last updated: July 2026 · Prices and features verified quarterly. Always confirm current plans on Expensify’s site before you subscribe. Verdict · 4.0 / 5 Expensify is the…
FeaturedEverlance Review
Last updated: July 2026 · Prices and features verified quarterly. Always confirm current plans on Everlance’s site before you subscribe. Verdict · 4.2 / 5 Everlance is the…
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