Last updated: July 2026 · Prices and features verified quarterly. Always confirm current plans on Hurdlr’s site before you subscribe.

Verdict · 4.4 / 5

Hurdlr is the best expense tracker for self-employed people who want a live tax number. It tracks mileage, expenses, and income automatically, then updates your estimated tax in real time as you work. It is affordable and mobile-first, which makes it a natural fit for drivers, couriers, and busy freelancers.

Most expense apps tell you what happened last month. Hurdlr tells you what you owe right now. That single difference is why it has become a favorite among gig workers and freelancers who cannot afford an April surprise. As money comes in and expenses go out, the app keeps a running estimate of your tax bill, so the number is never a mystery.

This review covers how Hurdlr works, its 2026 pricing, its strengths, and its honest limits. As with every tool we rate for the self-employed, we judged it by how cleanly it carries a year of activity to a filed Schedule C. Hurdlr does well, especially for anyone whose deductions include miles on the road.

Hurdlr at a glance Details
Best forReal-time tax estimates for gig workers and freelancers
PricingFree plan; Premium $10/mo ($8.34/mo annual); Pro $16.67/mo annual
Standout featureLive federal, state, and self-employment tax estimate
Mileage trackingAutomatic on paid plans, semi-automatic free
Tax filingAuto-file available on the Pro plan
Our rating4.4 / 5

What is Hurdlr?

Hurdlr is a mobile expense and mileage tracker built for the self-employed. It pulls together the three numbers a freelancer needs, income, expenses, and mileage, and turns them into a live view of profit and tax. Where a traditional accounting app asks you to reconcile at month-end, Hurdlr updates as you go, which suits people whose work happens on their feet or behind the wheel.

The company markets it as an all-in-one for taxes, expenses, mileage, and, on higher tiers, invoicing and accounting. It is not a full double-entry bookkeeping system, and it does not try to be. Its focus is speed and clarity, giving a busy earner a fast answer to one question: how much of this money is actually mine after tax?

How Hurdlr works

You link your bank accounts, cards, and gig platforms, and Hurdlr starts pulling in income and expenses. Its mileage tracker runs in the background, logging trips automatically on paid plans and letting you swipe each one as business or personal. The app can even memorize regular routes and tell apart the different jobs a multi-app driver works in a single day.

As data flows in, the app auto-tags recurring purchases, organizes them into deduction categories, and scans for write-offs you might have missed. The headline result sits at the top of the screen. Your estimated federal, state, and self-employment tax updates in real time, so the quarterly payment is a number you have watched grow rather than one that ambushes you.

Hurdlr pricing in 2026

Hurdlr keeps its pricing simple and among the friendliest in the category. The Free plan offers manual income and expense tracking with semi-automatic mileage, which is genuinely usable and has no trial clock. Premium costs $10 per month, or $8.34 per month billed annually, and unlocks full automation plus the real-time tax deduction engine. Pro runs $16.67 per month billed annually and adds invoicing, deeper accounting, reports, and the option to have your annual taxes filed automatically and invite an accountant.

Plan Price What you get
Free$0Manual tracking, semi-automatic mileage, tax summary
Premium$10/mo or $8.34/mo annualFull automation and real-time tax estimates
Pro$16.67/mo annualInvoicing, accounting, reports, auto-filing

Premium is the plan most self-employed users settle on, because the live tax number and automatic tracking are exactly what they came for. Pro makes sense once you invoice clients regularly or want the return filed for you. The free tier is a fair way to try the workflow before you pay, though you will feel the lack of full automation quickly if you drive a lot.

Key features that matter

The real-time tax estimate is the standout. Rather than a year-end guess, Hurdlr keeps a running figure across federal, state, and self-employment tax, updating with every income and expense entry. That live view is the single best reason to choose it, because it turns quarterly taxes from a shock into a plan.

The mileage tracker is the other pillar. It runs automatically, memorizes routes, and separates jobs, which matters enormously for drivers whose largest deduction is vehicle mileage. Beyond those two, Hurdlr auto-tags expenses, pulls income from banks and gig apps, and, on Pro, sends branded invoices that link automatically to bank deposits. Reported average deduction finds of several thousand dollars speak to how well the tracking captures the small stuff.

Schedule C alignment

Hurdlr keeps a Schedule-C-style breakdown as it categorizes your spending, which makes the year-end export clean. Business expenses land in recognizable deduction buckets, and mileage converts to the standard rate. On the Pro plan you can file directly, and on lower tiers you can export a tidy summary for your accountant or tax software. Either way, the sorting work that usually eats a weekend is already handled.

Setup and everyday use

Onboarding is quick and phone-first. You create an account, connect your bank, cards, and any gig platforms, and grant location access so the mileage tracker can run. Within minutes the app shows a first read on your income, expenses, and estimated tax. From there the daily habit is light. You glance at the dashboard, swipe trips as business or personal, and confirm the odd expense the app is unsure about.

Because so much runs in the background, the effort curve is gentle. Speed tags and custom rules let you teach the app once, so a recurring subscription or a regular client deposit gets sorted automatically thereafter. The trade-off of always-on GPS is battery drain, which heavy drivers should expect and plan around by charging in the vehicle. It is a minor cost for an accurate, hands-off mileage log.

Hurdlr versus QuickBooks Self-Employed

Hurdlr openly markets itself as a QuickBooks alternative, and the comparison is fair. Both track income, expenses, and mileage and both estimate taxes. Hurdlr’s edge is the real-time feel and a friendlier free tier, which appeals to gig workers who want instant clarity without a subscription. QuickBooks Solopreneur, the successor to QuickBooks Self-Employed, counters with tighter Schedule C mapping and a smoother handoff into TurboTax at filing time.

The choice comes down to temperament. If you want a fast, live number and the lowest price, Hurdlr wins. If you want the most polished tax return and are already in the Intuit ecosystem, QuickBooks pulls ahead. Many freelancers could be happy with either, so the deciding factor is usually whether you value real-time visibility or filing polish more.

What we like about Hurdlr

Hurdlr’s biggest win is the live tax picture, which no free-to-cheap competitor matches as smoothly. The price is friendly, the free plan is usable rather than a bait-and-switch, and the automatic mileage tracking is strong enough for full-time drivers. It scales from a first-time side-hustler up to a busy contractor, and having taxes, expenses, mileage, and income in one fast app removes a lot of friction from a freelancer’s week.

Where Hurdlr falls short

The catch is that the best features sit behind the right plan. Full automation needs Premium, and real invoicing and accounting need Pro, so the free version can feel like a demo if you expected everything. Hurdlr is also built for speed rather than formal books, so anyone who wants detailed financial statements or true double-entry accounting will find it thin. It is a superb tax-and-mileage companion, not a complete accounting department.

Bank connections and reliability

Hurdlr integrates with thousands of banks and pulls transactions in cleanly for everyday spending. For most users the feed is dependable, and gig-platform connections mean income from rideshare and delivery apps flows in without manual entry. Smaller or newer banks can occasionally need a manual reconnect after a login change, which is common across every app in this category. The practical habit is to link every business account and card, then glance at the feed once a week to catch any gaps before they reach your tax estimate.

Because the tax number is only as good as the data behind it, that quick weekly check is worth building into your routine. A clean, complete feed is what makes Hurdlr’s real-time estimate trustworthy rather than a rough guess, and it keeps the year-end export ready to file.

Who should use Hurdlr, and who should skip it

Choose Hurdlr if you drive for work or want a running tax number you can check any time. Rideshare drivers, couriers, real estate agents, and mobile service pros get the most from it, and freelancers who like watching their tax bill in real time will appreciate the clarity. The low price makes it easy to justify.

Skip Hurdlr if you need formal bookkeeping, detailed reports, or a system your accountant will run alongside you. In that case a fuller accounting tool fits better. If mileage plays no part in your work and you mainly want deduction hunting, another app may serve you more directly.

Hurdlr alternatives worth comparing

Hurdlr is one of five apps we rate for the self-employed. If you want the most polished Schedule C and formal quarterly estimates, QuickBooks Solopreneur is the benchmark. If your priority is uncovering hidden write-offs with AI, Keeper is built for that, and if mileage is truly your whole story, Everlance specializes in the road. Compare them side by side in our guide to the best expense-tracking apps for the self-employed, and back your choice with capable accounting software for freelancers as you grow.

See your tax number before you subscribe

Hurdlr estimates your tax in real time, but it helps to know the target first. Our free calculators work out your self-employment tax, quarterly payments, and the slice of each check to set aside in seconds.

Open the free calculators →

Curious how much it finds for you? The free plan is a no-risk way to try the workflow, and upgrading to Premium turns on the automatic tracking and live tax view that make Hurdlr shine.

Try Hurdlr free →

Conclusion

Hurdlr answers the question every freelancer secretly worries about. How much do I actually owe? By tracking income, expenses, and mileage automatically and updating your tax estimate in real time, it turns a stressful unknown into a number you can plan around. For drivers and mobile workers especially, the automatic mileage log alone can be worth the modest fee.

Before you subscribe, match the plan to your work. The free tier is fine for testing, Premium is the sweet spot for most self-employed users, and Pro is for those who invoice or want auto-filing. Run your tax figures first, start on the free plan, and upgrade once the live number and automatic tracking prove their worth. For the right earner, Hurdlr is one of the best-value tools in the category.

Frequently asked questions

Is Hurdlr good for self-employed taxes?

Yes, its standout feature is a real-time estimate of your federal, state, and self-employment tax. That live number makes quarterly payments far easier to plan.

How much does Hurdlr cost in 2026?

There is a free plan, Premium at $10 per month or $8.34 per month billed annually, and Pro at $16.67 per month billed annually. Premium is the plan most freelancers choose.

Does Hurdlr track mileage automatically?

Yes, automatic mileage tracking is included on the paid plans and can memorize routes and separate jobs. The free plan offers semi-automatic tracking.

Can Hurdlr file my taxes?

Automatic annual filing is available on the Pro plan. Lower tiers export a clean tax summary you can use with your accountant or tax software.

Prices, plans, and features change often. This page is reviewed quarterly and was last verified in July 2026. Confirm current details with Hurdlr before subscribing. Freelance Treasury is not an accountant and does not provide tax or financial advice.

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